Name: Cohabitation Agreement
Brand: FasterDraft
SKU: 9013
Price: 35.99 CAD
Availability: InStock

Cohabitation Agreement

Suitable For:Canada (9 provinces + 3 territories)
Downloads:2,912
Last Updated:October 26, 2026
Time to Complete:11 min.
Available formats:PDF and Word

A cohabitation agreement template is used by unmarried couples living together and who are willing to set out property, finances, and what happens on a split.

Reviews

5.0

We wanted to put our financial arrangements and shared responsibilities in writing before moving in together. The cohabitation agreement template was easy to customise and helped us organise the main points we wanted to cover. A convenient and practical starting point for planning our future together.

— Jessica, Marketing Specialist (BC)

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When do you need to get a cohabitation agreement template?

Living together without marrying in Canada does not offer either partner an automatic legal protection a married couple can get when splitting up finances and property in case of a separation or divorce.

Customising a cohabitation agreement template allows a common-law couple:

To record who owns what (both real estate, tangible assets etc.);
How daily and family expenses are shared (TV license, paying rent, utility bills);
How property would be handled if the relationship ends.

This cohabitation agreement form prevents an awkward conversion in the future by setting clear legal boundaries from the very beginning.

For which provinces this cohabitation agreement template can be used?

This document template is fully editable and adaptable to all Canadian provinces and territories, including Ontario, BC and Alberta.

Despite the city the couple currently resides in, the final cohabitation agreement template must be accompanied with:

full financial disclosure from both sides; and
each partner getting independent legal and financial advice before signing.

Frequently Asked Questions (FAQ)

1. Who needs a cohabitation agreement?

Unmarried couples living together, or about to, who want to set out property, finances, and what happens if they split.

2. Does it work in my province?

Yes. The cohabitation agreement template adapts for Ontario, BC, Alberta, and across Canada, but common-law property rules vary by province, so set your terms to match.

3. What does it cover?

Property each partner owns, shared property and debts, how expenses are split, the home, and spousal support.

4. Does it hold up in court?

It’s more likely to if both partners disclose their finances fully, aren’t pressured, and get independent legal advice before signing.

5. Is it different from a prenup?

A prenup is for couples who marry; a cohabitation agreement is for couples living together without marrying. The idea is similar.

6. Can we change it if we marry later?

Yes. Many couples convert or replace it with a marriage agreement; the template can be updated.